10-STEP PLAN · YOUR HOUSEHOLD PLAN · View All 10 Steps ↗
- Introduction: It Doesn’t Take a Disaster
- Step 1: Start Where You Live
- Step 2: Who Depends on You?
- Step 3: What Do You Already Have?
- Step 4: What Needs Attention First?
- Step 5: Your First Household Plan
- Step 6: Build a Reserve You Actually Use
- Step 7: Give the Essentials Another Way to Work
- Step 8: Who Can You Count On—and Who Can Count On You?
- Step 9: Try the Plan Before You Need It
- Step 10: Keep It Ready
The introduction and all ten steps are available. Revisit your plan as needs change, and keep useful preparations ready.
A family living beside a river has different concerns from someone in a twentieth-floor apartment. A rural household with a private well depends on different equipment than a home connected to municipal water.
Someone caring for livestock cannot simply pack an overnight bag and leave. Someone who needs assistance walking downstairs must think about more than whether the car has gasoline.
Their plans should reflect those differences.
Preparedness begins with understanding the place you live, the people who depend on you, and the ordinary services that make your day work.
You do not have to solve everything this afternoon. Start by asking useful questions.
Look Around Before You Make a Shopping List
During Hurricane Sandy in October 2012, some Manhattan residents learned that living above the floodwater did not put them beyond the storm’s effects.
An apartment could remain dry while electricity, elevators, heating, and water service failed. New York City’s recovery documents describe residents losing essential services even in buildings that had not flooded. Older residents and people with disabilities faced particular difficulty navigating dark stairwells.
Think about what that means in practical terms.
Stored water helps—but can you carry replacement water up several flights? Can you get downstairs to collect food or medication, then climb back up? Who will check on you if the elevator stops and your phone loses its connection?
Compare that with someone living in a single-story ranch-style home.
They may have easier access to their vehicle, supplies, and outdoor space. They may have more room for water storage or a suitable location for backup equipment. But their private well might stop when the electricity fails. Their only access road might flood. A fallen tree could block the driveway, and available help might be miles away. You may have a septic tank, but rely on an electric aeration pump.
Each household has different strengths, limitations, and dependencies.
The same interruption can create very different problems depending on where—and how—you live.
Walk outside and consider your surroundings.
Is your home near a river, arroyo, ocean, wooded hillside, railroad, industrial facility, or major highway? Does your neighborhood have several ways out, or does everyone depend on the same road and bridge?
What happens here regularly? High winds? Heavy snow? Flash flooding? Extended heat? Brief electrical outages that occasionally become lengthy ones?
Consult local emergency-management information, utility guidance, and official weather resources. If you live in an apartment building, ask management which services have backup power and what residents should expect during an outage.
Neighbors can contribute incredibly useful memories, but yesterday’s experience does not establish the limits of tomorrow’s event.
Nearby Does Not Always Mean Equally Connected
Your location within a utility’s network matters, too.
Imagine living on an island at the far end of an electrical distribution line. The town fifteen minutes away might regain power after several hours, while your household waits three days—or longer.
Crews may need to repair the lines supplying your area before addressing damage farther along the route. But first, they may need access: someone has to clear downed trees, plow an impassable road, or repair a damaged bridge before utility trucks and replacement equipment can reach the work.
The electrical repair itself might take hours. Getting people and equipment to it could take days.
That makes “the power usually comes back quickly around here” worth examining more closely. Does it come back quickly at your house, or in the nearby town?
Ask your utility about restoration challenges affecting your location. Consider the roads, bridges, and other connections your household depends on, too.
Nearby does not always mean equally accessible or equally quick to recover.
Who Maintains the Road to Your Home?
If you live on a private road, find out who maintains it before you need it cleared.
Who plows the snow? Who grades the surface? Who removes fallen trees, repairs washouts, clears culverts, or fixes the small bridges and water crossings along the way?
Is that work handled by individual property owners, a road association, an HOA, or a contractor? Is there a written agreement, money available for repairs, and someone authorized to arrange the work?
Confirm where public maintenance ends and private responsibility begins. Several households using a road does not, by itself, tell you who maintains it.
Then ask what happens when the usual arrangement fails:
- Who calls for help if the regular contractor is unavailable?
- Can the necessary equipment reach the damaged section?
- Is there another usable route?
- Could a damaged crossing leave everyone beyond it isolated?
- How would emergency vehicles, utility crews, and deliveries get through?
Keep the relevant contact information with your household plan. Unanswered questions are useful findings: they show you what to resolve while conditions are still normal.
How Long Is Your Driveway?
Even if the public road is open, can you reach it?
A short paved driveway presents different challenges from a half-mile gravel drive through trees, across a drainage, or up a steep hill. Snow, fallen trees, mud, or a washed-out culvert could leave your house inaccessible while traffic moves normally nearby.
Who clears your driveway? Do they have suitable equipment, and what happens if they cannot reach you?
Can everyone in your household safely cover the distance on foot if necessary? Could they carry medication or other essentials? Do not build the plan around a walk that someone cannot realistically make.
Consider access for ambulances, fire apparatus, utility trucks, and fuel deliveries. Ask appropriate local services about gates, clearances, turnarounds, and crossings along the route.
If you have a powered gate or garage door, learn the manufacturer’s manual-opening procedure before an outage.
An open highway does not help much if the last few hundred yards to your home are impassable.
Follow an Ordinary Day Through Your Home
Before deciding what equipment you need, notice what you use.
You get out of bed. Turn on a light. Use the bathroom. Wash your hands. Make coffee. Take medication. Feed the animals. Check your phone. Open the garage door. Drive somewhere.
Each action depends on something.
Some dependencies are obvious. Others remain invisible until they stop working.
| Household need | Questions worth asking |
|---|---|
| Water | Where does it come from? What equipment moves it? Can you obtain it without electricity? |
| Sanitation | Sewer or septic? What would prevent you from safely using the toilet? |
| Heating and cooling | What needs electricity or fuel? Where could you stay if the temperature became unsafe? |
| Food | What requires refrigeration? Can you prepare familiar meals without your usual appliances? |
| Health and personal care | What medications, equipment, supplies, or assistance cannot be postponed? |
| Communications | How will you receive reliable information and contact the people who matter? |
| Transportation | Can everyone leave? Who drives? What happens if the usual route is blocked? |
| Money and purchases | Can you manage if card payments, ATMs, or online banking become unavailable? |
| Care responsibilities | What do children, dependent adults, pets, and livestock need from you? |
Walk through this exercise with the people who share your home. Someone else may notice a dependency you overlooked.
Plan Around Your People
A supply list becomes useful when it reflects the household using it.
Consider mobility, hearing, vision, dietary requirements, language, memory, and the ability to lift or carry supplies. Include anyone you regularly help.
A large water container may be economical, but it does little good if the person who needs it cannot move or pour it.
Written instructions need to be readable and understandable to someone other than the person who bought the equipment.
If someone depends on powered medical equipment or medications requiring particular storage conditions, work with their care team, pharmacist, and equipment provider to establish suitable alternatives and when to relocate. Those needs may become urgent well before the rest of the household is uncomfortable.
For children, include school closures, authorized pickup, and a way to reach caregivers.
For animals, include water, food, medications, containment, transportation, and someone who can care for them if you cannot get home.
Prepare for the people and animals who actually depend on you.
Change the Length of the Interruption
Choose one service and imagine losing it for:
- Four hours.
- 12 hours.
- Overnight.
- Three days.
- Longer than expected.
These are planning exercises, not deadlines you should wait out.
During a brief electrical outage, a flashlight and charged phone may cover immediate needs. As time passes, refrigeration, temperature, water access, sanitation, and household routines may demand attention.
A short road closure might delay dinner. Several days without access could affect medication, fuel, animal feed, or medical care.
Ask two separate questions:
When does this become inconvenient?
When does this become unsafe?
The answers differ among households. Establish what you would do before reaching the unsafe point.
Add the Conditions That Make It Harder
Duration is only part of the problem.
An outage affecting one street is different from damage across several counties. In the first case, supplies and help may be available nearby. In the second, the people you normally rely on may be dealing with their own losses.
Weather changes the consequences. So do darkness, unavailable fuel, limited repair crews, and simultaneous failures.
Try a few combinations:
- Electricity fails during extreme heat.
- Water service stops while stores are closed.
- Your vehicle breaks down when you need to collect a child.
- A road closure interrupts deliveries to several communities.
- Phone service fails while family members are in different places.
- A sewer problem makes your home temporarily unusable even though everything else still works.
You do not need an elaborate scenario for every possibility. Look for combinations that expose an important weakness in your plan.
Remember Sanitation
Stored drinking water deserves attention. So does the question of where wastewater will go.
Do you know whether your house uses municipal sewer or a septic system? Does any part of your arrangement depend on an electric pump?
A private well can stop delivering water during a power outage even when the septic system remains functional. A sewer backup can make flushing unsafe even when water still comes from the tap.
Plan separately for drinking water, washing, and toilet use.
Keep handwashing supplies available and develop an emergency toilet arrangement appropriate to your circumstances. Follow local public-health directions for containing and disposing of waste. If authorities warn against using the sewer, or sewage is backing up, stop using affected fixtures and seek guidance.
A household can adapt to considerable inconvenience. Contamination inside the home changes the situation.
Ask What Your Backup Depends On
A backup is another system with its own requirements.
A generator needs fuel, maintenance, and a safe operating location. A battery needs sufficient capacity and a way to recharge. A phone needs both power and a working communications path.
Your alternative destination needs to be available, reachable, and suitable for everyone going there.
For each backup, ask:
- What keeps it working?
- How long have we actually tested it?
- Can another household member use it?
- What would cause it to fail?
- What would we do next?
Consider whether your alternatives share the same weakness. Two apps on the same phone may both disappear with the same network outage. Two routes may both cross the same vulnerable bridge.
The best time to discover a shared weakness is while you still have options.
Decide When Staying Home Stops Working
Staying home may be sensible during many interruptions. Leaving can also be part of a successful plan.
Identify possible destinations and discuss arrangements beforehand. Include transportation, pets, accessibility, medications, and how you will communicate.
Set practical triggers. These might include an official evacuation instruction, an unmet essential health need, unsafe indoor temperatures, or a developing threat to your route out.
Consider how long departure takes. Loading animals, arranging assistance, or traveling a difficult driveway may require an earlier decision.
Do not make enduring the outage a test of determination. Supplies and equipment exist to support good decisions.
Choose Three Improvements You Can Manage
Once you have identified the gaps, resist the temptation to buy everything.
Start with needs that could become dangerous quickly. Then consider common local interruptions and improvements that address several problems at once.
| Household situation | Possible starting priorities |
|---|---|
| Rural home with a well | Accessible stored water, understanding pump requirements, and alternatives if the access road closes |
| Apartment household | A temperature plan, manageable supplies, and a workable way to leave without relying on an elevator |
| Home on a private road | Confirmed maintenance arrangements, contractor contacts, and supplies for an extended access interruption |
| Family with young children | Pickup arrangements, familiar meals, and essential care supplies |
| Household with limited transportation | Agreed assistance, nearby support, and delivery alternatives |
| Household with livestock | Water, feed, containment, and early movement arrangements |
These are starting points, not complete plans.
Choose tools and arrangements that fit your household, abilities, circumstances, and budget. Check what you already own. Some improvements cost nothing beyond a conversation, a written instruction, or practice.
Put Your Plan on Paper
A simple worksheet can turn concerns into decisions.
| What we depend on | What could interrupt it? | How soon would it matter? | Our alternative | Our next step |
|---|---|---|---|---|
| Water from our well | Power or pump failure | Immediately for normal household use | Stored water; another agreed source | Check accessible storage and quantities |
| Our private road | Snow, fallen trees, or a damaged crossing | At the next essential trip or delivery | Another confirmed route; supplies while access is restored | Confirm responsibility and contractor contacts |
| Family contact | Phone or network outage | When a check-in is missed | Written meeting and contact plan | Agree on places and times |
| Food deliveries | Weather or transportation delays | As normal supplies run down | Rotating pantry of familiar meals | Identify three meals to keep available |
Write down what is confirmed and what still needs work. An untested idea belongs in the “next step” column until you know it works.
Protect sensitive health and contact information while making sure the people who need the plan can access it.
Practice One Small Piece
Prepare a meal using your alternative arrangement. Have someone else follow the equipment instructions. Talk through leaving with the animals. Check whether your written contacts are still correct.
You can learn plenty without shutting off essential services or creating a hazardous situation.
Afterward, ask:
What worked? What surprised us? What should we change?
Review the plan when your household, health, equipment, or circumstances change.
You do not have to predict every emergency to become better prepared.
Understand where you live. Know what your household depends on. Make workable arrangements—and practice them before they matter.
J. Carter
Sources for the Sandy example
- New York City Hurricane Sandy recovery action plan
- New York City Council: NYCHA emergency preparedness after Sandy
Next — Step 2: Who Depends on You? Build the plan around the people and animals in your care.